SunRaise solves for your required IRR at origination, then coordinates each asset through its full 25-year lifecycle with integrated operating partners. Standardized documentation, institutional compliance, and transparent performance reporting from day one.
Long-duration contracted cash flows, built-in inflation protection, and measurable environmental impact make residential solar a compelling allocation for institutional and private capital.
Each asset generates predictable, contracted revenue over a 25-year term. Payment obligations are tied to the property, not the homeowner's credit profile alone, creating durable cash flow streams with low correlation to broader market volatility.
Residential solar economics are directly linked to long-term electricity price inflation. As utility rates rise, the savings differential widens, strengthening customer retention and supporting portfolio payment performance without requiring active rate management.
Every asset directly displaces fossil fuel generation and reduces household energy costs. Residential solar delivers measurable environmental impact alongside financial returns, satisfying ESG mandates and impact reporting requirements without sacrificing yield.
SunRaise does not negotiate returns after origination. The platform solves for your required IRR at the point of pricing, then enforces governance across the full asset lifecycle.
Capital provider return targets are solved directly into homeowner pricing at origination. This eliminates post-hoc renegotiation and ensures your required yield is structurally embedded before capital is committed, not dependent on market conditions or installer behavior after the fact.
Every contract, disclosure, and compliance document follows a single standardized framework. This consistency reduces legal review cycles, accelerates due diligence, and enables portfolio-level analysis without reconciling inconsistent documentation across assets.
SunRaise enforces compliance, quality assurance, and data integrity checks on every asset before capital is allocated. Each submission is validated for design accuracy, credit underwriting standards, and regulatory requirements, providing institutional-grade asset quality at the individual loan level.
Real-time visibility into portfolio performance, payment status, delinquency metrics, and asset health. Reporting is structured for institutional consumption: standardized data formats, consistent reporting cadence, and drill-down capability from portfolio aggregate to individual asset.
U.S. residential electricity prices have risen steadily over the past decade and are projected to increase 15-40% by 2030. SunRaise contracts deliver approximately 20% savings at inception with a fixed 2.99% escalator, well below projected utility inflation.
As utility rates rise faster than the contract escalator, the savings differential widens each year, strengthening customer retention and supporting durable portfolio payment performance. This dynamic reduces prepayment and delinquency risk over the asset lifecycle.
The chart above illustrates the increasing savings differential for customers. Starting with ~20% Day-One Savings in 2026, the gap between SunRaise's fixed escalator and rising utility rates significantly widens by 2030.
Source: U.S. Energy Information Administration, Residential Electricity Prices (Table EPA_02_07). ICF, Impact of Rapid Demand Growth on U.S. Electricity Rates (2024).
Traditional third-party ownership models were built for volume. SunRaise was built for structural alignment between capital providers, installers, and homeowners.
| Characteristic | SunRaise | Traditional TPO |
|---|---|---|
| Return Discipline | IRR embedded at origination | Negotiated post-origination |
| Documentation | Standardized across portfolio | Varies by installer and channel |
| Lifecycle Management | Full 25-year governance | Origination-focused, limited post-fund |
| Underwriting Speed | Instant credit decision | Multi-week review cycles |
| Quality Assurance | Pre-allocation QA on every asset | Spot-check or post-installation audit |
| Billing and Collections | Platform-managed, full lifecycle | Third-party servicer, fragmented |
| Performance Reporting | Real-time, portfolio to asset-level | Periodic, aggregated only |
| Pricing Governance | Fixed 2.99% escalator, contracted | Variable escalators, less transparency |
Third-party ownership is projected to represent 69% of residential solar installations by 2026, driven by the federal Investment Tax Credit, rising utility rates, and growing consumer preference for zero-upfront-cost solar. The annual TPO financing market now exceeds $8 billion.
SunRaise occupies a distinct position within this ecosystem. Rather than competing as another originator, SunRaise functions as the operational system between capital providers who need return discipline and installers who need reliable funding. This infrastructure role grows with market volume without requiring SunRaise to take direct installation risk.
With projected pipeline capacity exceeding $15 billion and market tailwinds from ITC extension and accelerating utility rate inflation, the opportunity for disciplined capital deployment into residential solar has never been stronger.
SunRaise coordinates each asset from proposal through the full contract term. Billing, collections, system monitoring, and performance reporting are orchestrated through one platform and integrated servicing partners.
Automated monthly billing with payment tracking, grace period management, and escalator application. Consistent billing experience across the full portfolio.
Multi-channel collections with escalation protocols. Delinquency management follows a standardized process designed to maximize recovery while maintaining customer relationships.
System performance monitoring tracks energy production against design expectations. Underperforming assets are flagged for investigation and remediation before they affect portfolio returns.
Portfolio-level and asset-level reporting delivered on a consistent cadence. Structured data formats enable seamless integration with investor reporting systems and compliance frameworks.
For capital partners evaluating custom vehicles, SunRaise supports bespoke structuring discussions that align return targets, compliance constraints, and deployment pacing.
Convert your tax liability into income-generating assets.
Our team can map credit profile assumptions, portfolio concentration rules, and servicing workflows into a tailored mandate before launch.
Target IRR band, tax appetite, and deployment windows
Geographic and installer-quality eligibility filters
Reporting cadence with integrated servicing partners
SunRaise's pricing engine solves for your required return directly within the homeowner's contract rate. The escalator, term, and pricing structure are calibrated so that the capital provider's target IRR is achieved under base-case assumptions. This is not an estimate or projection; it is built into the contractual terms before capital is committed.
Every asset undergoes pre-allocation quality assurance covering credit underwriting, design validation, documentation compliance, and regulatory checks. Post-origination, SunRaise coordinates billing, collections, performance monitoring, and reporting through a single platform plus integrated operating partners, giving capital providers continuous visibility and control over asset performance.
The core risk mitigant is the widening savings differential: as utility rates rise faster than the 2.99% contract escalator, the economic incentive for homeowners to continue paying strengthens over time. Additionally, SunRaise and servicing partners coordinate collections through standardized escalation protocols, and payment obligations are tied to the property via a UCC filing, providing additional structural protection.
Capital partners receive portfolio-level and asset-level reporting on a consistent cadence. Reports include payment performance, delinquency metrics, energy production data, and portfolio health indicators. Data is structured for institutional consumption and can be integrated with existing reporting systems and compliance frameworks.
SunRaise works with institutional capital providers and accredited investors. Minimum deployment thresholds and structure depend on the capital provider's objectives, timeline, and risk parameters. We recommend scheduling a discussion to review your specific requirements and determine the appropriate partnership structure.
SunRaise coordinates the structuring and monetization of the federal Investment Tax Credit (currently 30%) as part of the overall asset economics. The ITC benefit is factored into the return model at origination, and SunRaise coordinates the compliance documentation required for tax equity structures with specialized partners. Specific structuring details are discussed during the partnership evaluation process.
Schedule a confidential discussion with our capital markets team to review partnership structures, return profiles, and current pipeline capacity.
Initiate a DiscussionShare your investment parameters and a member of our capital markets team will follow up within one business day to discuss partnership structures, return profiles, and current deployment capacity.
"SunRaise was built to solve the structural misalignment that has historically made residential solar difficult to underwrite at institutional scale. We embed return discipline at origination so capital providers can deploy with confidence."
- Nathan Jovanelly, Founder & CEO
